h4An annuity can seem like it’s some word thrown around with retirement and savings on financial ads during football season. Here’s a little help to understand annuities./h4pAnnuities are essentially a savings account that you get from an insurance company.

h4strongIt’s important to know what your tax obligations are when starting out as well as how you can keep as much of your hard-earned money as you can./strong/h4pIf you’re already, or becoming, an independent professional with high overhead expenses but without a storefront per se, such as a carpenter, mechanic, locksmith, photographer or videogra

pstrongDid you know you can get tax info from the IRS on social media?/strong/ppWhen you’re on social media, probably, the last entity you’d ever want to get updates from is the IRS. But these channels can be a really great way to get a question answered.

pspanThe several tactics listed below help you meet all your tax obligations while keeping as much of your income as possible. If you have any questions about any of these tactics, we’re more than happy to help. We understand each person’s tax and financial situation is unique to them.

pInvestments in Roth IRAs are quite simple to understand despite what financial ads that run during major sporting events would lead you to believe./ppRoth IRAs are for people who have an income of up to $112,000 per year or married couples who earn up to $178,000. What’s great about a Roth IRA is that you do not have to pay taxes on it.

pstrongIn 2013, the IRS launched a new method for claiming a deduction for the work-from-home workforce. Find out if it’s right for you!/strong/ppTechnology has driven the sharp rise in the remote workers over the past decade. This rise has also hugely increased the amount of paperwork for all involved: the worker, the tax preparer and the IRS.

pstrongTo file separately or to file jointly, that is the question./strong/ppIf you were married this past wedding season, congrats!

pstrongTake the vacation you really want to go on. Start planning now for next year’s and you’ll be so happy you did./strong/ppVacations are not clearly priced. Even if you buy some packaged deal, there’s always some cost that’s not accounted for. Here’s some tips on how to plan for next years vacation./ppstrong1.

pstrongGetting paid next year for this year’s could be a great benefit to you!/strong/ppIf you’re self-employed and pay your taxes in full up front, consider holding off on sending out invoices until close to the year’s end. And if your clients pay your invoice thirty to sixty days out, there’s a good chance you won’t receive payment until 2015.

pstrongWhen it comes to making a budget, good intentions only go so far. Find out how to keep your budget realistic./strong/ppIf you’re a local artist or craftsman that’s turned your passion into a business, you’re quickly finding out the reality and needs of budgeting. Here are 3 common errors you’ll want to avoid:/ppstrong1.